Fractional CFO
Big-picture thinking for your bottom line.
Get the strategic financial leadership of a CFO — without the full-time salary. We work alongside you as a trusted partner, helping you build a more profitable, resilient, and scalable business.
CFO-level thinking, without the CFO price tag
A full-time CFO costs upwards of $200,000 a year. Most small and medium businesses don't need that — but they do need the strategic thinking, financial discipline, and leadership a CFO brings.
Our Fractional CFO service gives you exactly that. A qualified accountant with deep commercial experience, working alongside you on the decisions that shape your business — at a fraction of the cost.
What's included
CFO services in detail
Financial Strategy
We work with you to define clear financial goals and build a roadmap to achieve them — aligned with where you want to take your business.
- Annual financial goal setting
- Long-range financial planning
- Strategic priorities and resource allocation
Funding & Capital Planning
Whether you're seeking finance, managing debt, or planning for growth, we help you structure your capital position and present your business to lenders and investors.
- Funding strategy and options analysis
- Investor-ready financial models
- Debt structure and management
Business Performance Reviews
Regular deep-dives into your business performance — identifying what's working, what isn't, and where the biggest opportunities lie.
- Monthly and quarterly performance reviews
- Profitability and efficiency analysis
- Benchmarking against industry standards
Pricing & Margin Optimisation
Pricing is one of the most powerful levers in your business. We analyse your pricing model and identify opportunities to improve margins without losing customers.
- Pricing strategy review
- Margin analysis by product and service
- Cost reduction and efficiency opportunities
Systems & Process Improvement
We review your financial systems and workflows to identify inefficiencies, reduce manual effort, and build a more scalable operation.
- Financial systems audit
- Process automation opportunities
- Software and tool recommendations
Board & Stakeholder Reporting
Clear, professional reporting for boards, investors, and key stakeholders — so everyone has the information they need to make good decisions.
- Board-ready financial packs
- Investor reporting and updates
- Management accounts and commentary
Is this right for you?
Who is Fractional CFO for?
Fractional CFO is ideal for businesses that have moved beyond the startup phase and are ready to grow — but aren't yet at the scale where a full-time CFO makes financial sense.
If you're making significant decisions about hiring, investment, pricing, or direction — and you want a qualified financial expert in your corner — this is the service for you.
- Qualified accountant with 20+ years commercial experience
- Strategic partner — not just a number cruncher
- Flexible engagement — scale up or down as needed
- Fixed-price retainer — no surprise invoices
The cost comparison
Full-time CFO
$200,000+
per year, plus super, leave and on-costs
Fractional CFO with Katheros
From $1,500
per month — fixed price, no surprises
Pricing
Tailored to your business
Every business is at a different stage with different needs. Rather than fitting you into a fixed tier, we take the time to understand where your business is at and put together a package that's right for you.
Get in touch to discuss your needsReady for a strategic financial partner?
Book a free consultation and let's talk about what Fractional CFO could mean for your business.